LifeInsuranceOpediaLIFE INSURANCE ESTIMATES

PLAN WITH A CLEARER NUMBER

What could your
coverage cost?

Choose your details to explore a monthly term or GUL estimate.

RATE SNAPSHOTSeptember 28, 2026All states except New York

Your estimate

No name or contact details needed.

Ages 30–89; availability varies
Gender for rating
Preferred Best uses each product’s highest available nonsmoker class. Actual carrier class names and underwriting vary.
YOUR MONTHLY ESTIMATE10-year term

— / month

Whole-dollar display. Cents are omitted, not rounded up.

Carrier reference—

Lowest premium in the saved rate tables for your selections.

This is an estimate of cost and is not valid without a full carrier-approved illustration for your state of residence.

Next step: save and share your estimate

We respect your privacy and do not monitor or keep a history of your individual quotes. Please take a screenshot or print a copy of your estimate, including your selections and carrier reference code, and email your copy to marketing@SHAWAMERICAN.com.

Include your state of residence so we can match your estimate with the appropriate carrier’s full, approved illustration for your state.

For a complete illustration for your state, questions, or pre-screening of health or avocation issues, call us. Some things are better handled with a live person.

We’d love to hear from you.

Life insurance is a personal choice. Call us so we can learn about you and what matters most to you, and offer the attentive, white-glove service you deserve.

Talk with a friendly, experienced person800-626-5888

All inquiries are welcome.

Shaw American Financial Corporation owns this page.

Broker inquiries are more than welcome. We built our business working with life insurance professionals and have been wholesaling life insurance for over 60 years.

Before you make a decision

These are saved estimates, not live quotes or offers of insurance. Rates are based on All states except New York using August 15 birthdays. Pricing, eligibility, state availability and final health class must be confirmed by a financial professional. 10- and 20-year tables are dated September 28, 2026; 30-year and GUL tables are dated October 1, 2026. Some age, duration and health-class combinations returned no eligible products. GUL guarantees depend on policy terms and premium timing. Quotes are for one insured person; survivorship coverage requires a separate quote.

Only age, rating sex, health class, coverage amount and duration are sent to our server to retrieve an estimate. Selections are kept in this browser tab so you can return to your quote. Our server does not store them or use them to solicit you. Carrier codes identify companies; they do not change underwriting or disclosure requirements.

Understand term coverage on LifeInsuranceOpedia

Explore health and lifestyle factors on LifeInsuranceOpedia

LifeInsuranceOpedia links open in this tab. Use your browser’s Back button to return to your quote. In Search or Learn, select “Return to my quote.”

LifeInsuranceOpedia

Before viewing an estimate

Your privacy is our top priority.

No name or contact information is required to see an estimate. Your quote selections are processed by our server to retrieve a price; our server does not store them or use them to solicit you. Selections are kept in this browser tab so you can return to your quote.

Please confirm both statements to use this calculator.

For a New York inquiry, contact your financial professional.

Return to calculator home